But it is seen that in our society all works for present financial challenges. Some of us don’t accept to get planning about the tomorrow’s financial challenges or threats which can be faced to his family. They say because of improper concept of 'Tawakkal' on ALLAH Almighty. The real meanings of Tawakkal can be understand from these narrations from the Last Prophet of ALLAH Hazrat Muhammad Mustafa (s.a.w.w.) that:
"A companion of Prophet Muhammad (s.a.w.w.) asked: 'O Prophet of Allah! Should I tie my camel and then entrust Allah or should I leave the camel untied and then entrust Allah?' The Prophet (s.a.w.w.) replied:'Don't leave your camel untied; instead first tie the camel and then put your Tawakkal on Allah.'"
"It is narrated that Hazrat Muhammad Mustafa (s.a.w.w) said: It is better to leave your heirs wealthy rather than poor and asking others for their needs."
So it is clear that one should perform his own duties regarding his family than trust on ALLAH Almighty. But not doing any planning is not a true way.
The Financial Protection + Savings Plan from the Family Takaful Products is proved as most attractive Plan for the responsible of the family. The reason is that this Plan has marvelous features to address the financial needs & threats of a family. This plan covers the basic needs of a family regarding Financial Protection along with Savings Needs.
Financial Protection + Savings Plan contains these key benefits & features:
- As Financial Protection for your Family, a handsome agreed amount will be payable in case of Natural Death (God Forbid), at any time after being a member of Takaful.
- Through your PIA (Participant's Investment Account) your amount will be invested in Halal & Riba Free businesses.
- By this way your savings are giving your Family "Financial Protection" & this is a best way to obtain your "Savings Needs/Plans".
- Other beneficial riders are also available like Accidental Death & Dismemberment, Permanent Disability etc.
- Loan Protection.
- On maturity the Matured Amount will be given to Nominated person/persons either Lump Sum or Partially depends upon your Choice.
- In case of Partial Payments withdrawal of Matured Amount, the remaining amount will continue to re-invest.
- Partial withdrawals from the PIA (Participant's Investment Account) are allowed in case of need (rules & regulations apply).
- This plan is available for all Pakistanis around the world.
- This is a Tax Free Plan.
